CPF

COMMENTARY

Budget 2026: Accelerating Singapore’s growth in a fragmented world

As global trade fractures, Budget 2026 doubles down on AI integration while reinforcing the social compact

The pre-condition for achieving a positive outcome for CPF life-cycle funds is the ability to stay invested for the long haul. This is harder than it sounds.
NEWS ANALYSIS

Is CPF’s new life-cycle investment scheme for everyone?

The portfolios’ returns will hinge on a long horizon and some hand-holding

CPF Board will launch simplified low-cost portfolios based on a glide path mechanism that gradually de-risks the portfolio as members near retirement.
SINGAPORE BUDGET 2026

Budget 2026: CPF to roll out life-cycle portfolios for those willing to take some risks for higher returns

The new life-cycle investment scheme will be launched in the first half of 2028

Singapore will also top up the Long-Term Care Support Fund by S$400 million to fund additional subsidies.
SINGAPORE BUDGET 2026

Budget 2026: Up to S$1,500 CPF top-up for seniors, higher contribution rates for older workers

To mitigate rise in business costs from increased rates, government will provide employers with a one-year CPF transition offset

The reason people struggle to beat the CPF Ordinary Account's 2.5% interest rate is typically because of human emotions and high costs.
SCIENCE OF WEALTH

Why not investing your CPF savings could be a greater risk

The real value of balances in the Ordinary Account has struggled to keep pace with the rising cost of living

In 2026, more Singaporeans will be eligible for matching government grants to boost their retirement and healthcare savings.

CPF’s Matched Retirement Savings Scheme matching grants hit record S$456 million in 2025

From Jan 1, the expanded MRSS includes eligible Singaporeans with disabilities of all ages

AutoWealth has become the second digital adviser for the CPF Investment Scheme, after Endowus.

AutoWealth to offer digital portfolio service for CPF Investment Scheme

The firm will roll out four portfolios, intended to simplify decision making for members

Families are currently delaying or limiting childbearing due to rising costs and growing eldercare responsibilities.

Easing the tax squeeze on sandwiched working mums with Budget 2026

Amid rising wages and changing caregiving needs, can the personal income tax relief cap be tweaked to better support working mothers?

Homeownership is often seen as a key pillar to ensuring financial adequacy for retirement.
SENSE & CENTS

Mind the costs of using CPF savings to buy a home

Aim for higher payouts under CPF Life and enjoy good interest rates on CPF savings