The best time to buy bank shares

IF I had a dollar every time someone asks me if bank shares are a buy, I could be a very rich man.

For some context, two decades ago, DBS shares were changing hands at around S$14 a pop. Four years later, they had dropped to around S$7 a share.

It would seem that the great financial crisis of 2008 took no prisoners. It did not really matter which bank you were invested in. If you were a bank, you got hammered badly.