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Why investors should stay active for healthy finances in retirement

Passive investing feels safe, but record-high market concentration means many are dangerously exposed

    • For longevity to feel like a blessing, people should be confident in their ability to finance their dreams for life after work, says the writer. :
    • For longevity to feel like a blessing, people should be confident in their ability to finance their dreams for life after work, says the writer. : ILLUSTRATION: FREEPIK
    Published Sat, Nov 15, 2025 · 07:00 AM

    EVERYWHERE, investors are getting more worried about their financial security after retirement. Singapore is no exception.

    In Natixis’ recent Global Survey of Individual Investors, more than half of Singaporean respondents said they would not have enough money to enjoy their retirement. Notably, 84 per cent of them – the second-highest level in the world – agreed that funding retirement was increasingly their own responsibility.

    This raises the question of what steps individual investors can take to ensure financial security in retirement.

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